{"id":37779,"date":"2023-07-20T17:35:54","date_gmt":"2023-07-20T15:35:54","guid":{"rendered":"https:\/\/www.sharesub.com\/cms\/pujcky-mezi-prateli-proc-a-jak\/"},"modified":"2026-04-22T13:25:31","modified_gmt":"2026-04-22T11:25:31","slug":"pujcky-mezi-prateli-proc-a-jak","status":"publish","type":"post","link":"https:\/\/www.sharesub.com\/cms\/cs\/pujcky-mezi-prateli-proc-a-jak\/","title":{"rendered":"P\u016fj\u010dky mezi p\u0159\u00e1teli: pro\u010d a jak?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">P\u016fj\u010dky mezi p\u0159\u00e1teli nebo mezi soukrom\u00fdmi osobami jsou st\u00e1le b\u011b\u017en\u011bj\u0161\u00ed. A\u0165 u\u017e jde o pomoc p\u0159\u00edteli, kter\u00fd je v nesn\u00e1z\u00edch, nebo o malou pomoc nav\u00edc, umo\u017e\u0148uj\u00ed v\u00e1m uspokojit p\u0159\u00edle\u017eitostn\u00e9 finan\u010dn\u00ed pot\u0159eby, ani\u017e byste museli j\u00edt do banky nebo k tradi\u010dn\u00edmu v\u011b\u0159iteli.  <\/p>\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Jak p\u016fj\u010dit pen\u00edze p\u0159\u00edteli nebo mezi jednotlivci?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">P\u016fj\u010dov\u00e1n\u00ed pen\u011bz mezi p\u0159\u00e1teli nebo mezi jednotlivci je t\u0159eba br\u00e1t v\u00e1\u017en\u011b. Abyste p\u0159ede\u0161li p\u0159\u00edpadn\u00fdm nedorozum\u011bn\u00edm, m\u011bli byste sepsat p\u00edsemnou smlouvu, ve kter\u00e9 bude uvedena v\u00fd\u0161e p\u016fj\u010dky, podm\u00ednky spl\u00e1cen\u00ed a lh\u016fta splatnosti.  <\/p>\n<\/div><\/div>\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Jak se d\u011bl\u00edte o sv\u00e9 v\u00fddaje?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sd\u00edlen\u00ed v\u00fddaj\u016f mezi p\u0159\u00e1teli nebo spolubydl\u00edc\u00edmi <strong>m\u016f\u017ee b\u00fdt obt\u00ed\u017en\u00e9 <\/strong>. Zde je<strong>n\u011bkolik tip\u016f, kter\u00e9 v\u00e1m pomohou<\/strong> spravedliv\u011b<strong>sd\u00edlet v\u00fddaje<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pou\u017eijte aplikaci pro sd\u00edlen\u00ed n\u00e1klad\u016f, nap\u0159\u00edklad <a href=\"https:\/\/www.sharesub.com\/cs\" target=\"_blank\" rel=\"noreferrer noopener\">Sharesub<\/a>.<\/strong><\/li>\n\n\n\n<li>Evidujte si v\u00fddaje, abyste v\u011bd\u011bli, kdo v\u00e1m co dlu\u017e\u00ed.<\/li>\n\n\n\n<li>Sestavte rozpo\u010det na spole\u010dn\u00e9 v\u00fddaje.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Kter\u00e1 aplikace je nejlep\u0161\u00ed pro sd\u00edlen\u00ed n\u00e1klad\u016f?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Existuje mnoho aplikac\u00ed, kter\u00e9 umo\u017e\u0148uj\u00ed sd\u00edlet n\u00e1klady s p\u0159\u00e1teli nebo spolubydl\u00edc\u00edmi. Zde jsou n\u011bkter\u00e9 z nejobl\u00edben\u011bj\u0161\u00edch aplikac\u00ed:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Splitwise<\/strong>: Sd\u00edlen\u00ed v\u00fddaj\u016f mezi jednotlivci<\/li>\n\n\n\n<li><a href=\"https:\/\/www.sharesub.com\/cs\" target=\"_blank\" rel=\"noreferrer noopener\">\n  <strong>Sharesub<\/strong>\n<\/a> : Sd\u00edlen\u00ed p\u0159edplatn\u00e9ho mezi p\u0159\u00e1teli a jednotlivci  <\/li>\n\n\n\n<li><strong>Tricount<\/strong>: Spr\u00e1va v\u00fddaj\u016f mezi p\u0159\u00e1teli<\/li>\n\n\n\n<li><a href=\"https:\/\/www.paypal.com\/fr\/home\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>PayPal<\/strong><\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Jak splatit dluh p\u0159\u00edteli?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Spl\u00e1cen\u00ed p\u016fj\u010dky mezi p\u0159\u00e1teli nebo mezi soukrom\u00fdmi osobami mus\u00ed b\u00fdt provedeno v souladu s podm\u00ednkami smlouvy. Pen\u00edze m\u016f\u017eete splatit jednor\u00e1zov\u011b nebo ve spl\u00e1tk\u00e1ch podle dohody. Je d\u016fle\u017eit\u00e9 dodr\u017eet lh\u016ftu splatnosti, aby se p\u0159ede\u0161lo p\u0159\u00edpadn\u00fdm spor\u016fm.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pro\u010d byste ale m\u011bli uva\u017eovat o p\u016fj\u010dce mezi p\u0159\u00e1teli nebo soukrom\u00fdmi osobami? Zde je n\u011bkolik p\u00e1dn\u00fdch d\u016fvod\u016f:<\/p>\n<\/div><\/div>\n\n<h2 class=\"wp-block-heading\">Pru\u017en\u011bj\u0161\u00ed podm\u00ednky<\/h2>\n\n<p class=\"wp-block-paragraph\">Kdy\u017e si p\u016fj\u010d\u00edte pen\u00edze od banky nebo tradi\u010dn\u00edho v\u011b\u0159itele, budete pravd\u011bpodobn\u011b \u010delit p\u0159\u00edsn\u00fdm podm\u00ednk\u00e1m spl\u00e1cen\u00ed. U p\u016fj\u010dky mezi p\u0159\u00e1teli nebo mezi soukrom\u00fdmi osobami si m\u016f\u017eete vyjednat flexibiln\u011bj\u0161\u00ed podm\u00ednky, kter\u00e9 l\u00e9pe vyhovuj\u00ed va\u0161\u00ed osobn\u00ed situaci.<\/p>\n\n<h2 class=\"wp-block-heading\">Ni\u017e\u0161\u00ed nebo nulov\u00e1 \u00farokov\u00e1 sazba<\/h2>\n\n<p class=\"wp-block-paragraph\">Jednou z hlavn\u00edch v\u00fdhod p\u016fj\u010dek mezi p\u0159\u00e1teli nebo mezi jednotlivci je, \u017ee \u00farokov\u00e9 sazby mohou b\u00fdt ni\u017e\u0161\u00ed ne\u017e sazby nab\u00edzen\u00e9 tradi\u010dn\u00edmi v\u011b\u0159iteli. V mnoha p\u0159\u00edpadech nen\u00ed z\u00e1jem v\u016fbec \u017e\u00e1dn\u00fd. To znamen\u00e1, \u017ee si m\u016f\u017eete p\u016fj\u010dit pen\u00edze za ni\u017e\u0161\u00ed cenu.<\/p>\n\n<p class=\"wp-block-paragraph\">Nyn\u00ed, kdy\u017e u\u017e v\u00edte, pro\u010d mohou b\u00fdt p\u016fj\u010dky mezi p\u0159\u00e1teli nebo mezi jednotlivci dobrou volbou, se pod\u00edvejme na to, jak m\u016f\u017eete p\u016fj\u010dit pen\u00edze p\u0159\u00edteli nebo jednotlivci a jak p\u016fj\u010dku p\u0159\u00edteli splatit.<\/p>\n\n<h2 class=\"wp-block-heading\">Jak zvl\u00e1d\u00e1te v\u00fddaje v p\u00e1ru?<\/h2>\n\n<p class=\"wp-block-paragraph\">Spr\u00e1va v\u00fddaj\u016f v p\u00e1ru m\u016f\u017ee b\u00fdt o\u0161emetn\u00e1. Zde je n\u011bkolik tip\u016f, kter\u00e9 v\u00e1m pomohou \u0159\u00eddit v\u00fddaje s partnerem:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Proberte spole\u010dn\u00e9 v\u00fddaje a zp\u016fsob, jak s nimi budete nakl\u00e1dat.<\/li>\n\n\n\n<li>Sestavte spole\u010dn\u00fd rozpo\u010det.<\/li>\n\n\n\n<li>V\u00fddaje si zapisujte, abyste p\u0159ede\u0161li p\u0159\u00edpadn\u00fdm nedorozum\u011bn\u00edm.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Z\u00e1v\u011brem lze \u0159\u00edci, \u017ee p\u016fj\u010dky mezi p\u0159\u00e1teli nebo mezi jednotlivci mohou b\u00fdt zaj\u00edmavou mo\u017enost\u00ed pro uspokojen\u00ed p\u0159\u00edle\u017eitostn\u00fdch finan\u010dn\u00edch pot\u0159eb. Je v\u0161ak d\u016fle\u017eit\u00e9 v\u011bnovat \u010das projedn\u00e1n\u00ed podm\u00ednek p\u016fj\u010dky, seps\u00e1n\u00ed p\u00edsemn\u00e9 smlouvy a dodr\u017eov\u00e1n\u00ed spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e. Pokud jste p\u0159ipraveni uzav\u0159\u00edt p\u016fj\u010dku mezi p\u0159\u00e1teli nebo mezi jednotlivci, ur\u010dit\u011b se \u0159i\u010fte t\u011bmito radami, abyste p\u0159ede\u0161li p\u0159\u00edpadn\u00fdm nedorozum\u011bn\u00edm.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>P\u016fj\u010dky mezi p\u0159\u00e1teli nebo mezi soukrom\u00fdmi osobami jsou st\u00e1le b\u011b\u017en\u011bj\u0161\u00ed. A\u0165 u\u017e jde o pomoc p\u0159\u00edteli, kter\u00fd je v nesn\u00e1z\u00edch, nebo o malou pomoc nav\u00edc,&#8230;<\/p>\n","protected":false},"author":3,"featured_media":37781,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_press_lang":"","_press_original_id":"","_press_pair_id":"","_press_translated_at":"","footnotes":""},"categories":[170],"tags":[],"class_list":["post-37779","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classifiee"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>P\u016fj\u010dky mezi p\u0159\u00e1teli: pro\u010d a jak? - Sharesub<\/title>\n<meta name=\"description\" content=\"P\u016fj\u010dky mezi p\u0159\u00e1teli nebo mezi soukrom\u00fdmi osobami jsou st\u00e1le b\u011b\u017en\u011bj\u0161\u00ed. A\u0165 u\u017e jde o pomoc p\u0159\u00edteli, kter\u00fd je v nesn\u00e1z\u00edch, nebo o malou pomoc nav\u00edc, umo\u017e\u0148uj\u00ed v\u00e1m uspokojit p\u0159\u00edle\u017eitostn\u00e9 finan\u010dn\u00ed pot\u0159eby, ani\u017e byste museli j\u00edt do banky nebo k tradi\u010dn\u00edmu v\u011b\u0159iteli.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sharesub.com\/cms\/cs\/pujcky-mezi-prateli-proc-a-jak\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P\u016fj\u010dky mezi p\u0159\u00e1teli: pro\u010d a jak? - Sharesub\" \/>\n<meta property=\"og:description\" content=\"P\u016fj\u010dky mezi p\u0159\u00e1teli nebo mezi soukrom\u00fdmi osobami jsou st\u00e1le b\u011b\u017en\u011bj\u0161\u00ed. A\u0165 u\u017e jde o pomoc p\u0159\u00edteli, kter\u00fd je v nesn\u00e1z\u00edch, nebo o malou pomoc nav\u00edc, umo\u017e\u0148uj\u00ed v\u00e1m uspokojit p\u0159\u00edle\u017eitostn\u00e9 finan\u010dn\u00ed pot\u0159eby, ani\u017e byste museli j\u00edt do banky nebo k tradi\u010dn\u00edmu v\u011b\u0159iteli.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sharesub.com\/cms\/cs\/pujcky-mezi-prateli-proc-a-jak\/\" \/>\n<meta property=\"og:site_name\" content=\"Sharesub\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-20T15:35:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-22T11:25:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sharesub.com\/cms\/wp-content\/uploads\/2023\/07\/480_F_617620459_UjKxxrowx1UI1Tzc8Ez5b8L7Wjt1cHoC.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"720\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Benjamin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Benjamin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minuty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/pujcky-mezi-prateli-proc-a-jak\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/pujcky-mezi-prateli-proc-a-jak\\\/\"},\"author\":{\"name\":\"Benjamin\",\"@id\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/#\\\/schema\\\/person\\\/79a38917f5123b295226d2c7f6ea1b06\"},\"headline\":\"P\u016fj\u010dky mezi p\u0159\u00e1teli: pro\u010d a jak?\",\"datePublished\":\"2023-07-20T15:35:54+00:00\",\"dateModified\":\"2026-04-22T11:25:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/pujcky-mezi-prateli-proc-a-jak\\\/\"},\"wordCount\":687,\"image\":{\"@id\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/pujcky-mezi-prateli-proc-a-jak\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/480_F_617620459_UjKxxrowx1UI1Tzc8Ez5b8L7Wjt1cHoC.jpg\",\"articleSection\":[\"Non classifi\u00e9(e)\"],\"inLanguage\":\"cs\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/pujcky-mezi-prateli-proc-a-jak\\\/\",\"url\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/pujcky-mezi-prateli-proc-a-jak\\\/\",\"name\":\"P\u016fj\u010dky mezi p\u0159\u00e1teli: pro\u010d a jak? - Sharesub\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/pujcky-mezi-prateli-proc-a-jak\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/pujcky-mezi-prateli-proc-a-jak\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/480_F_617620459_UjKxxrowx1UI1Tzc8Ez5b8L7Wjt1cHoC.jpg\",\"datePublished\":\"2023-07-20T15:35:54+00:00\",\"dateModified\":\"2026-04-22T11:25:31+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.sharesub.com\\\/cms\\\/cs\\\/#\\\/schema\\\/person\\\/79a38917f5123b295226d2c7f6ea1b06\"},\"description\":\"P\u016fj\u010dky mezi p\u0159\u00e1teli nebo mezi soukrom\u00fdmi osobami jsou st\u00e1le b\u011b\u017en\u011bj\u0161\u00ed. 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